Redirecting...<META HTTP-EQUIV = 'Refresh' Content = '2; URL =afo.php?page=njclass'>		<li><font color="#990000"><b>NJ College Loan to Assist State Students (NJ Class)</b></font></li>
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			  <li><strong>Phone Number</strong>:1-800-792-8670 </li>
			  <li><strong>Web Site</strong>: <a title="http://www.hesaa.org/" href="http://www.hesaa.org/">http://www.hesaa.org</a> </li>
			  <li><strong>Eligibility</strong>: Parents or students; US citizens or permanent residents; must pass credit check and minimum income requirement by lender. Grad students must be at least half-time, and have satisfactory credit history, and do not require a co-signer. Undergrads must be at least half time (6 credits); <u>students on Coop not eligible</u>.</li>
			  <li><strong>Amount</strong>: Up to the full cost of attendance minus other aid (Minimum   $500) </li>
			  <li><strong>Interest Rate</strong>:&nbsp;As of June 1, 2007: Fixed rate for all borrowers. UG Repayment Options 1&2: 7.62%.  Repayment Option 3: 8.02%. GR Repayment Options 1 & 2: 7.72%. Repayment Option 3: 8.02%.  The interest rate increases by 0.75% in the 49th month of monthly principal and interest repayment under all repayment options. 
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			  <li><strong>Fees</strong>:&nbsp;2% origination fee </li>
			  <li><strong>Repayment</strong>:  Option 1: repay principal plus interest while in school; Option 2: repay interest while in school; Option 3: defer all principal and interest while in school (interest is capitalized and amortized). <strong>Please note that for Option 2 & 3, the first repayment is due 60 days after graduation, withdrawal, or less than half-time enrollment.</strong>  Repayment Period: 25 years </li>
			  <li><strong>Application</strong>: Can be completed online at <a title="http://www.hesaa.org" href="http://www.hesaa.org">http://www.hesaa.org</a></li>
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